Terms & Conditions
whyinvestin.com is the first financial video platform where you can easily search through thousands of videos describing global securities and receive personalised financial videos based on your location, investment skills and the news that are having an impact on financial markets .
We believe that complex financial data could become more approachable using friendly motion-graphic representation combined with an accurate selection of financial data.
Your personal data will be processed by LittleSea using primarlily electronic means, to provide confidentila and personalised services for registered users. Furthermore with your consent, the data will be processed so that Lwhyinvestin.com can send newsletter and, on its own or on behalf of third parties other informational and promotional material and commercial communications.
The individuals in charge of the processing are: the agents who manage the site and provide the relative services for marketing and IT systems.
I have read the disclaimer
THIS VIDEO IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE. This videos has been prepared by LittleSea Srl and is not intended to be taken by, and should not be taken by, any individual recipient as investment advice, a recommendation to buy, hold or sell any security, or an offer to sell or a solicitation of offers to purchase any security.
PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. The performance of the companies discussed on this video is not necessarily indicative of the future performances.
Investors should consider the content of this video in conjunction with investment reports, financial statements and other disclosures regarding the valuations and performance of the specific companies discussed herein.
DO NOT RELY ON ANY OPINIONS, PREDICTIONS OR FORWARD-LOOKING STATEMENTS CONTAINED HEREIN. Certain of the information contained in this video constitutes “forward-looking statements” that are inherently unreliable and actual events or results may differ materially from those reflected or contemplated herein. None of LittleSea Srl or any of its representatives makes any assurance as to the accuracy of those predictions or forward-looking statements. LittleSea Srl expressly disclaims any obligation or undertaking to update or revise any such forward-looking statements.
EXTERNAL SOURCES. Certain information contained herein has been obtained from third-party sources. Although LittleSea Srl believes such sources to be reliable, we make no representation as to its accuracy or completeness.
FINANCIAL DATA. Historical companies’ data, ratios, exchange rate, prices and estimates are provided by Factset research www.factset.com . Historical Executive compensations, Etfs and Mutual Funds’ data, ratios, exchange rate, prices and estimates are provided by Xignite, www.Xignite.com.
LittleSea sources open data from different sources: in example World Bank, SEC, IMF and other outstanding news and data providers.
Whyinvestin does not verify any data and disclaims any obligation to do so. Whyinvestin, its data or content providers, the financial exchanges and each of their affiliates and business partners (A) expressly disclaim the accuracy, adequacy, or completeness of any data and (B) shall not be liable for any errors, omissions or other defects in, delays or interruptions in such data, or for any actions taken in reliance thereon. Neither Whyinvestin nor any of our information providers will be liable for any damages relating to your use of the information provided herein.
Please consult your broker or financial representative to verify pricing before executing any trade. Whyinvestin cannot guarantee the accuracy of the exchange rates used in the videos. You should confirm current rates before making any transactions that could be affected by changes in the exchange rates.
You agree not to copy, modify, reformat, download, store, reproduce, reprocess, transmit or redistribute any data or information found herein or use any such data or information in a commercial enterprise without obtaining prior written consent. Please consult your broker or financial representative to verify pricing before executing any trade.
COPYRIGHT “FAIR USE” LittleSea Srl doesn’t own any logo different from the whyinvestin.com’s logo contained in the videos. The owner of the logos is the subject of the video itself (the company); and all the logos are not authorized by, sponsored by, or associated with the trademark owner .
LittleSea Srl uses exclusive rights held by the copyright owner for Educational purposes and for commentary and criticism as part of a news report or published article.
If you are a company, subject of the videos and for any reason want to get in contact with Whyinvestin please email: email@example.com
For any other information regarding the processing of your data, you may send a request via e-mail to our costumer care firstname.lastname@example.org or by writing to the address of the LittleSea Srl. headquarters.
Information pursuant to Art. 13 of Legislative Decree 196/2003
The owner of the data processed by this site is LittleSea Srl which is headquartered in Italy at Via Palermo 8 - 20121 Milano, Trade and Companies Register, Tax ID No. and VAT Registration No. 07763260960, having share capital of €10,000.00, fully paid-up (hereinafter: "LittleSea"). The owner independently decides on the purposes and methods of the processing, as well as on the security procedures to be applied to guarantee confidentiality, integrity and availability of the data.
Optional or mandatory provision of data
Providing LittleSea with your personal data, which is requested at various collection times, may be necessary to carry out the purposes indicated in the appropriate information, or this may be optional.
The mandatory or optional nature of such provision is specified by the symbol(*) which is placed alongside information which is mandatory.
Any refusal to provide LittleSea with such data when this is marked mandatory renders it impossible to pursue the main purpose of that collection: such refusal could, for example, make it impossible for LittleSea to provide any tailored and personalized services (in example: create playlists, receive email and investment news and personalized videos). Data controllers
At the present time, some of the data controllers who process your data are as follows:
1. SEC Group Servers
2. Microsoft Azure Servers
3. LittleSea Srl Servers
For further details, please contact customer care by phone or e-mail, inserting “privacy” as the subject.
According to Art. 7 of Legislative Decree 196/2003, you always have the right to obtain confirmation from LittleSea as to whether or not personal data concerning you was processed, even if it has not yet been recorded, and to be communicated such data in an intelligible form.
a) an update, correction, addition of your personal data;
b) the cancellation, conversion to an anonymous form or blocking of any personal data that was processed in violation of the law, including data which it is not necessary to store for the purposes for which said data was collected or subsequently processed;
c) an attestation that notice of the operations indicated in letters a) and b) was given, including as concerns their content, to those people whose data was communicated or disseminated, except in the event that such measure proves to be impossible or entails using means which are clearly disproportionate with regard to the right protected.
You nevertheless have the right to object, in part or in full:
a) for legitimate reasons, to the processing of personal data concerning you, even if it is pertinent to the purpose for which it was collected;
b) to the processing of personal data concerning you for the purposes of sending advertising or direct marketing materials, or for completing market research or commercial communications activities.
You may exercise your rights freely and at any time, by sending a written request to LittleSea at the mailing address of the headquarters, or by sending an e-mail toCustomer Care, inserting “privacy” as the subject, and we will promptly reply.
In order to guarantee that your personal data is always accurate, up-to-date, pertinent and complete, please inform us of any changes that have occurred via e-mail to our Customer Care, selecting “privacy” as the subject.
1. processing data exclusively for the purposes and according to the methods illustrated in the information presented when the data was collected;
2. only using the data for purposes in addition to those for which it was specifically released when the user has expressly consented;
3. only providing access to data to third parties for purposes which are essential for performing the service requested and within the context of appointing a data controller; not communicating data, assigning it or transferring it to third parties for their own specific processing unless the users have been informed in advance and have given their consent;
4. responding to requests for cancelling, changing or adding the data provided, opposing the processing of data for the purposes of sending commercial and advertising information;
5. insuring proper and lawful data management, safeguarding the privacy of users, as well as applying appropriate security measures to protect the confidentiality, integrity and availability of the data provided.
How and why we process your personal data
Your personal data is processed using primarily electronic and telematic means by LittleSea and by other parties who, having been appropriately selected for their reliability and expertise, perform operations which are instrumental to pursuing purposes that are strictly related to use of the web site, its services and to the purchasing of products through the web site (see too, the paragraph “Parties who may process your personal data”).
The specific purposes for which data is processed are summarized on each occasion in the information pursuant to Art. 13, Legislative Decree 196/2003, which is presented to the user when s/he releases personal data.
Generally, the data is processed to perform the following services, which are available by accessing our site:
1. registration or subscription to services offered by the whyinvestin.com world, such as, for example, newsletters, giving bull and bear to the videos, and sharing videos through your social media accounts;
2. Personalized contents as news, videos and playlists;
3. management of payments, including anti-fraud control in case of payment by credit/debit card (in which case the data released during the purchase process will be sent to the person in charge of antifraud control);
4. management of your requests: technical, of a commercial nature, regarding the progress of your orders, as well as requests for information in the broader sense;
5. making contact with our service professionals (Press Office, Business Development, Web Marketing, Purchasing Office, Customer Care);
6. sending, upon your consent, and for marketing purposes, commercial communications through various channels, both electronic and telematic (e-mail, sms) as well as using traditional methods (paper-based mail, telephone). We remind you that, as prescribed by Art.130, Subsection 4 of Legislative Decree 196/2003, the owner may use data to send e-mails advertising its own products and services that are similar to those already purchased, unless such use is denied;
In processing data which could directly or indirectly identify you, we seek to follow a principle of strict necessity.
Therefore, we have configured the site in such a way that your personal data is reduced to a minimum: therefore, the processing of your data is excluded when the purposes pursued in the individual cases can be achieved through the use of anonymous data (such as, for example, market research aimed at improving services) or through other means which allow the person concerned to be identified only in case of necessity or at the request of the authorities or police forces (such as, for example, for data relating to traffic and to your presence on the web site, or to your IP address).
Your data will be communicated to third parties only with your express consent, except in cases where communication is mandatory by law or is necessary for the purposes prescribed by the law to pursue purposes for which the consent of the interested person is not requested; in these cases, data may be made available to third parties that will independently process it, and only for the aforementioned purposes (for example, in the case of a request made by the police or judiciary, or other competent entities, or to perform obligations deriving from the contract entered with you, as is the case with communication to Paypal or Stripe for payments of services).
There are, moreover, processes for which the legislation provides for excluding consent: for example, we inform you that LittleSea may process your personal data without obtaining your consent when this is needed to perform a legal obligation or when this is necessary to perform the obligations that have been contractually assumed towards you. We wish to inform you that Art. 130, Subsection 4 of Legislative Decree 196/2003 on personal data protection permits LittleSea without any obligation to obtain your express consent, to use your data for direct selling activities involving products similar to those you have already purchased and for opinion survey, unless you refuse to allow such use of the e-mail address you communicated to us.
Lastly, we inform you that your personal data will not be transferred abroad to countries that do not belong to the European Union, or which do not provide adequate levels of personal protection. In the event this is necessary to provide you with services, or to enter into a contract with LittleSea to purchase products, we assure you that the transfer of your personal data to countries which do not belong to the European Union or which do not provide an adequate level of protection shall be performed only prior to the signing by LittleSea and said parties of specific contracts in accordance with the applicable law and regulations.
Parties that may process your personal data
LittleSea has decided to use third parties to process your personal data for certain activities. Third parties who perform these operations have been appropriately selected and have the experience, capacity and reliability, and offer a suitable guarantee that they will fully comply with the current provisions on processing, including the data security profile.
These third parties have been appointed “data controllers” where necessary, and perform their activity according to the instructions given by LittleSea, and under its control (see section “Data controllers”). We periodically verify that the controllers have performed the tasks assigned to them in a timely manner and that they continue to provide appropriate guarantees that the provisions on the protection of personal data have been fully respected.
Your data is then processed by the individuals in charge of the specific services; the class of agent that performs these activities is dependent on the purposes for which the data was provided, and is always indicated in the information presented to you when your personal data is released.
However, LittleSea may not guarantee to its users that the measures adopted for the security of the site and the transmission of the data and information on the site limit or exclude any risk of access without consent, or dissemination of data by devices belonging to the user: we advise you to make sure that your computer is equipped with adequate software to protect against the transmission in data networks, whether through input or output (such as updated antivirus systems) and that your Internet service provider has adopted suitable measures on network data transmission security (such as, for example, firewalls and spam filters
Link to other web sites
Our site contains links to other web sites which may not have any connection to us.
LittleSea does not control nor does it perform monitoring operations on these web sites and their content.
To find out your rights and to always remain up-to-date on the legislation on personal protection with regard to the processing of personal data, please visit the web site of the Italian Data Protection Commissioner [Garante per la protezione dei dati personali] at the following address http://www.garanteprivacy.it/.
The Code guarantees that personal data will be processed in accordance with fundamental rights and freedoms, as well as with dignity for the person concerned, particularly as concerns confidentiality, personal identity and the right to protection of personal data.
Last updated February 2016